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Online payday loans with instant confirmation

Online payday loans with instant confirmation, are they really that fast?

Online loans with instant confirmation, are they really that fast?

The automatic processing of requests for instant credit online payday loans is really real-time. This statement alone would now expect that the same day the promised loan appears on the bank statement. Unfortunately it is not that easy. The instant confirmation has been granted automatically subject to review. It is therefore not legally binding. By law, not in the decision-making power of the lenders, a certain procedure must be followed. A loan may not be applied for on the phone or online and pledged. This is always the written form necessary. This can be done at the counter of the bank, but also by mail.

Anyone who decides on online payday loans with instant confirmation, decides practically at the same time so for the post. The identity of the applicant can easily be demonstrated by the post-ID procedure to the bank. For the applicant this is not associated with costs. All requested documents as well as the original signed application must also be sent by post to the lender. Only then can a legally binding loan application be made. The postal service is the real “brake” on the processing speed for online payday loans.

What happens after submitting the documents?

What happens after submitting the documents?

The documents will now be compared with the application. A case officer then makes the final decision about lending. Anyone who has given all the information in his online application truthfully, must not fear this last test. The case officer decides according to the same criteria as before the automatic program that gave the immediate commitment. His commitment can therefore also be assumed in principle. Now the loan amount is provided and often, in addition to the written commitment, sent an e-mail.

How do you find these loans on the internet.

How do you find these loans on the internet.

Loan search engines are the easiest way to discover online payday loans with instant pledge on the internet. They are offered by most online banks. But not only domestic providers are possible. Also foreign banks, usually via the platforms of the credit brokers, offer online payday loans with immediate promise as bank loans